What’s the difference between certified and uncertified diamonds?

Is it OK to buy a diamond without a certificate?

In fact, without a certificate, you can never be sure what you are buying. If a diamond is not certified, your only source of information about the stone’s quality is the seller. … Due to the seller’s subjectivity of diamond grading, they can have some leeway when representing a diamond’s quality to the buyer.

Are certified diamonds real?

Certified diamonds are diamonds that have been graded by a gem laboratory based on their “4 C” attributes of Cut, Color, Clarity and Carat Weight. When shopping for a diamond, it is highly recommended to purchase a certified diamond to ensure the quality of the stone.

Can you insure an uncertified diamond?

Yes. If you insure your non-certified diamond under a home insurance endorsement or floater, you must have it appraised. The appraisal value is your replacement amount. Additionally, if you purchased a non-certified diamond, you could get it certified by sending it to a professional gemological laboratory.

What does it mean if a diamond is uncertified?

In a nutshell, the only difference between an uncertified diamond and a self-certified diamond is that the retailer who self-certifies has done some printing… and possibly marked up the quality, to make you think you are buying a bargain!

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Is diamond certification important?

Diamond certification is essential for any diamond because it verifies and describes what it is you’re buying. Without a certificate from a reliable lab, there’s no way to know if the diamond you’re buying is what the seller claims.

Is GIA certified worth it?

Simple, it’s GIA. They have the best reputation for accurate diamond grading. A diamond with a GIA diamond report will command more money than a diamond graded by EGL USA. Not only when you buy it, but also should you ever decide to sell it, or trade it up.

Can a GIA certificate be fake?

Every GIA certificate has a Report number associated with it. While people can fake certificates, they can’t fake the actual database’s information. Simply go to GIA Report Check and input the Report Number from the certificate to check for it’s authenticity.

Why would a diamond not be GIA certified?

Many diamonds are not certified for a variety of reasons. Certification costs money, and some merchants don’t want to incur additional expenses. Sometimes, jewelers think it’s not worth it to have low-quality diamonds certified because for such stones, a certificate would not make a big difference to the buyer.

Which certificate is best for diamonds?

What are the best Diamond Certifications?

  • GIA, AGS, and GCAL are the best labs.
  • GIA is the most well-known, well-respected diamond grading laboratory.

Is my diamond ring covered under homeowners insurance?

Are Wedding Rings Covered by Homeowners Insurance? The short answer is yes, jewelry is included in the renters and homeowners insurance policies that cover the value of items in your home.

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