Frequent question: What is Latitude Gem Visa?

Is latitude pay and gem visa the same?

So, what is Latitude Gem Visa? It’s a real Gem, this credit card. … With our range of products including LatitudePay, credit cards, sales finance, personal loans and consumer credit insurance, with Latitude, we work together. Now that’s what we like.

How does Latitude Visa work?

As an everyday credit card, the Latitude Gem Visa lets you enjoy up to 55 days interest free on all your everyday purchases worth below $250, as long as you clear your balance both for the statement before the purchases were made, and for the statement on which the purchases are listed.

Can I use my latitude gem visa anywhere?

Anywhere, anytime with your Latitude Gem Visa.

Does Latitude have monthly fee?

A monthly account service fee of $8.95 will be introduced, however, we will only charge it when your account has a balance of $10 or more. … It also includes any balance left owing on an expired 6-month Interest Free purchase over $250.

IT IS AMAZING:  Which is better Hendricks vs Bombay Sapphire?

Which bank owns Gem Visa?

Gem Visa is a credit card product provided by Latitude Financial Services, a financial institution in Australia and New Zealand that also offers other credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.

What bank is Gem Visa?

You can pay your Gem Visa credit card via internet or telephone banking using the details below: Name of Bank Account: Gem Visa. Bank Account Number: 03-0502-0681686-000.

Can I withdraw money from gem visa?

You CAN withdraw money on your GEM Visa, but it’s not interest-free. As the GEM Visa is a credit card, you can withdraw money on it (known as a “cash advance), although fees do apply: … International transaction fee: 2% of the cash advance.

What is the interest on Gem Visa?

Gem Visa T&Cs and fees apply including a $55 establishment fee and $52 annual fee. Prevailing interest rate (currently 25.99% p.a.) applies to any remaining balance on the expiry of the interest free term. Credit provided by Latitude Financial Services Ltd. Why Gem Visa?

Does latitude pay have fees?

No interest, no fees, pay only 10% upfront. Shop online or in-store with select retailers using LatitudePay. LatitudePay is an interest-free, buy now, pay later solution that allows customers to spread the cost of purchases over 10 weekly payments. Customers can make purchases up to $1,000 and pay only 10% upfront.

Can I withdraw money from latitude pay?

Just bear in mind, there is a 19.95% purchase rate, 24.99% cash advance rate and $8.95 monthly fee (for balances of $10 or more). And if you do decide to withdraw cash from an ATM using this card, you’ll also be slapped with a 3% cash advance fee (maximum $30 per transaction).

IT IS AMAZING:  Quick Answer: How much is a 84 carat diamond worth?

Can I withdraw money from Latitude?

Cash advance fee.

Withdrawing money and other cash advance transactions will cost $3 or 3% of the transaction (whichever is greater).

How much cash can I withdraw from my gem visa?

4 Subject to your credit limit, cardholders may obtain cash advances of up to $3,000 per day in aggregate in over the counter advances with financial institutions, plus up to $1,000 per day in aggregate in cash advances from ATMs.

What bank is latitude?

Latitude Financial Services (shortened to Latitude Financial or Latitude) is an Australian financial services company with headquarters in Melbourne, Victoria, also doing business in New Zealand under the name Gem Finance.

Latitude Financial Services.

Type Private
Owner Deutsche Bank, KKR and Värde Partners

Who owns Latitude financial?

Does LatitudePay do credit checks?

LatitudePay will complete a credit check in relation to you before approving your registration as a Customer.